We’ll do anything to protect our loved ones, right? But the decision to buy life insurance is often met with hesitation, confusion or even denial. After all, it’s not an easy subject to think about: What would happen if you were to pass away? When it comes to protecting your loved ones with life insurance, […]
MYTH: I can’t afford life insurance. According to the 2015 Insurance Barometer study conducted by Life Happens, 80 percent of consumers misjudge the cost of term life insurance. Life insurance can be very affordable for many people, depending on the coverage you’re looking for. In most cases it is possible for the average person to […]
Unclaimed life insurance policy benefits occur when life insurance policyholders haven’t informed the beneficiary(s) of a policy’s existence. Do you have life insurance policies with beneficiaries who are unaware of the policy’s existence? It’s a good idea to make them aware.
Which is better – debit or credit? Aren’t they basically the same thing? You may think that debit and credit cards work the same way, but it is much better to use a credit card than a debit card for online shopping. With a credit card, the card issuer has to fight to get their money […]
Renting a car? Inspect your vehicle prior to leaving the rental car lot to report any existing damage to a rental-car employee. If anything happens to a rental vehicle while it’s in your possession, you’re responsible. Sadly, many people are blamed for damage they didn’t cause. A car rental company may ask you to pay […]
Did you know Social Security only covers about 37% of retirement income for people over 65? For some, this may be their largest source of income, but it may not be enough. To help meet retirement goals, you may have to look to other sources of income to help supplement your Social Security benefits. You […]
We often get asked, “I’m young, do I really need Life Insurance?” The answer is yes. When your young, it seems like no one is depending on you financially but even at a young age, Life Insurance is important. Life Insurance isn’t just about protecting”stuff.” Everyone equates insurance with possessions but a life insurance policy […]